Attention homeowners in Gorham and Cumberland County: Need an appraisal?

See the top 7 reasons why ME homeowners call on M A Lewis Appraisals, LLC:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a ME property tax assessment
To lower a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in ME by determining the true market value of property in question

Do you own a house in or near Gorham? Do you need help deciding the value of your real estate?
Contact M A Lewis Appraisals, LLC.

We at M A Lewis Appraisals, LLC understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at M A Lewis Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are qualified in helping people just like you abolish unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from M A Lewis Appraisals, LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. M A Lewis Appraisals, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for precision? An appraiser from M A Lewis Appraisals, LLC can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? M A Lewis Appraisals, LLC can We can assist you. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.